Health insurance is there to cover your medical bills and services you receive while visiting a hospital, doctor or having an x-ray, lab test, surgery, etc. Before the services are reimbursed to those providers of care, they all start out as medical bills. Some of us see the medical bills (due to lack of insurance coverage) all the time while others of us don’t really see the medical bill from the doctor visit because the doctor’s office staff submitted the (medical bill) services to the insurance company directly and the service is paid.
What happens when the bill doesn’t get paid by the insurance company or just gets submitted to you directly? Are you aware of what you are reading on the hospital bill?
Would you believe me if I told you that over 80% of the people in the United States do not know what they are looking at when it comes to reviewing their medical bill? Such an unbalanced statistic has given hospitals, facilities and doctor billing offices an enormous edge to get paid now (by you) and deal with the insurance company later or not at all.
Learn to read your medical bill so you or your family members don’t get taken advantage of by hospital and doctor billing offices paying something too soon or at all.
